There are different reasons why your credit may not be in the best of shape. Maybe you fell behind on some payments, and your score took a hit as a result. Or maybe you’re carrying a ton of debt and are working on paying it off. You’re probably aware that having bad credit could make...
It is very easy to start building your personal credit. One of the easiest ways to start your credit file is to be added as an authorized user on someone else’s credit card account. This is not an option for everyone. If this is an option for you, make sure the credit card account is...
Bad credit – two of the most dreaded words in the English language. Bad credit can really take a toll on a person’s life – and not in a good way. In fact, the effects can be worse that one might think. Having bad credit can make it next to impossible to attain a new...
Good Credit versus Bad Credit Good credit and bad credit are the talk of the financial world. If you hold the key to good credit you will have the chance to take advantages of good credit loans. If you don’t possess this key, then you have bad credit. Good credit and bad credit can determine...
There are three little words you’ll probably hear time and time again as you approach major financial milestones in life: “You need credit.” Interested in a credit card so you don’t have to carry around a lot of cash? “You need credit.” Looking to buy a car? “You need credit.” Want to own a house? ...